Policy Audit for Existing Life Insurance

We help clients with companies like Primerica, Globe Life, American Income Life, Lincoln Heritage, and New York Life save hundreds per year on premiums — or get significantly more coverage for what they’re already paying.

  • Independent & carrier-agnostic
  • Licensed agents
  • No obligation

How it works

  1. Call us. Speak directly with a licensed agent—no call centers.
  2. Quick review. We review your current policy and goals in minutes.
  3. Compare options. We shop multiple top-rated carriers to find a better fit.
  4. Decide. You choose to keep your current policy or switch if it benefits you.
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Why independent matters

Because we’re a brokerage, we’re not limited to a single company’s products. That means more options to match health history, budget, and goals.

  • Potentially lower premiums
  • More coverage per dollar
  • Policy designs that fit your needs

Common reasons people call

  • Premiums increased or feel high
  • Policy no longer fits needs
  • Looking for living benefits or better features
  • Had a life change (marriage, kids, mortgage)

What to have handy

  • Current policy statement
  • Premium & coverage amount
  • Issue date & carrier

Fast & simple

Most callers get clarity on savings or improved coverage in a single conversation.

Speak with a licensed agent

Phone: (217) 292-6973
Address: 92 SW 3rd St, Miami, FL 33130

NPN: 21740640

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Important: We do not advise canceling any existing policy until a new policy is fully approved, in force, and meets your goals.

  • No fees for the audit
  • No pressure — you decide
  • Independent recommendations